16 Things Australia Does Better Than The Rest Of The World

Our colleagues in the US recently ran a post based on a Quora forum about Things America Does Better Than The Rest Of The World.
Sadly, our own trawling through Reddit and Quora came up with the usual responses – sport, beer, mates, thongs that you wear on your feet.
Which got us to thinking that maybe Australians don’t know their own country as well as they should.
So we went it alone and came up with this list of some of things you might already know Australia does better than the rest of the world, and probably a lot you don’t. And also because every now and then, it doesn’t hurt to feel good about ourselves.

1. Deadly snakes

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The 16 Smartest Things I Ever Bought For Less Than $10

I spend a lot of my time mulling over the large purchases in my life.
And for good reason.
Still, I tend to forget about the small, everyday things that matter most and have the power to make life a whole lot easier.
The following household items are extremely useful and — better yet — each costs less than $10.

1. Chip clips

I don't know why it took me so long to purchase a set of inexpensive chip clips for our kitchen. We end up using them for far more than just sealing bags for freshness. Use magnetic clips to stick to-do lists and bills up on your refrigerator — you'll save the $10 you spent to buy them in avoided late fees.

16 Things That Surprised Me When I Moved To America

The author of this post is an international student from Cambodia currently working in the financial services industry in NYC. The post is based on his personal experience as an immigrant and from accounts of other immigrants' experiences.

I think that anyone from any part of the world can find a place in the United States. You will never feel that as a foreigner that you won't have access to the same opportunities that Americans do.

16 things you should never say in a salary negotiation

You secured the interview, brought your A game, and landed the job. Now comes the hard part: negotiating your salary.
"Salary negotiations are like any other type of negotiations — except the words you use can be extremely powerful, since there is a personal aspect to the discussion," says HR expert Steve Kane. "The negotiation is not over the worth and price of an inanimate object, but rather the value of you to some enterprise."
Here are 16 words and phrases that may hurt more than they'll help in a salary negotiation: 

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16 Things That Make You A Financial Adult

"Adulthood" is amorphous at best.
As Pamela Druckerman once wrote in the New York Times, "There are no grown-ups ... Everyone is winging it, some just do it more confidently."
Being an adult, then, might be more about what you can handle than the date on your birth certificate.
"Financial adulthood can come at any age," says certified financial planner Sophia Bera, founder of Gen Y Planning. "It's being comfortable talking about and taking ownership of your money. Instead of just letting your financial situation happen to you, you're using your money to match your values and live your dream."
Need something more concrete?
Bera consulted on the 16 points below. If you can check them off your list, go ahead and consider yourself a financial adult.
1. Have at least one to two credit cards and a debit card, and be able to pay your credit cards on time and in full every month, without overdrafting your checking account.
2. Know your credit score and check your credit report at least annually. Here's where to find them.
3. Have at least one retirement fund, and contribute to it regularly. Ideally, increase your contributions every year (even if it's only by 1%) until you max them out.
4. Have an emergency fund. As a general rule, that means about six months of living expenses in a separate savings account to use in case of a financial or medical emergency.
5. Have health insurance — as well as car insurance, renter's insurance, and homeowner's insurance if applicable. You'll also need life insurance if you have a child, and disability insurance if you are working and rely on your income.
6. Have some form of a budget, or at least have a system for tracking your spending and an awareness of how much you spend each month. If you could use a hand, here are the most popular budgeting apps.
7. Know your take-home pay every month. After taxes. This is the number that represents your monthly income, and the cornerstone for your budget.
8. Know your net worth. Your net worth is your assets minus your liabilities (any debts), and serves as a convenient gauge of whether things are getting better or worse. Check in with it at least annually.
9. Spend less than you earn. Don't spend what you don't have — that's how you get into debt.
Flickr / istolethetv 

16 things the modern gentleman should buy for the winter

Winter is an extreme season in many climates. Make sure your wardrobe can handle the elements as well as the temperatures.
We've put together a list of 16 of the most important pieces no guy should even think of braving the year's coldest season without. From sweaters to scarves, these are the items that will have you battling the elements in style.
Keep in mind that these are only the basics — there are no deep cuts here. If you don't have all of these, we suggest scooping up the holes in your closet quick.
Have a burning men's style question? Ask me and I may answer you in a future post. Email me at dgreen@businessinsider.com with the subject line "Men's style question."

A seasonally appropriate tweed sport coat.

J Crew

16 things successful people do on Monday mornings

Monday mornings are the most critical time of the workweek — they set the stage for the day and week ahead.
"Because you've stepped away for a couple days, these back-to-work mornings are the most memorable for the rest of the week," says Lynn Taylor, a national workplace expert and the author of "Tame Your Terrible Office Tyrant: How to Manage Childish Boss Behavior and Thrive in Your Job."
"They influence your mindset in a positive or negative way, depending on what actions you decide to take," Taylor says.
Most successful people are keenly aware of the typical Monday-morning workplace dynamic of unanticipated events, overflow of communications, and general chaos. "But after weathering hundreds of them, they realize they must gain control and stay upbeat," Taylor explains. "They take extra steps to compensate for this busy time of the week, and apply their best management skills to ensure that the day unfolds as smoothly as possible."
Here are 16 things successful people do on Monday mornings:
1. They wake up early. Successful people go to sleep at a decent hour on Sunday night, get a good night's sleep, and wake up early Monday morning.
"When the alarm goes off and the voice tells you that you went to bed far too late to get up this early, or that five more minutes won't hurt, DON'T LISTEN!" writes Ciara Conlon for Lifehack. "When you are in charge of the inner voice, there will be no stopping you."
2. They exercise. Working out gets your circulation going and helps you stay alert, putting you at an advantage for a productive week ahead. "You'll get your endorphin rush, which will help your mood, too," Taylor says.
3. They eat a healthy breakfast. On Monday morning, you want to handle everything you have control over. Eating breakfast is one of those things. "You don't want to be staring at the clock, awaiting lunch time as your stomach growls at morning meetings," she says.
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